fintech - IoT Digital Twin PLM

Card Tokenization and the PCI DSS Vault: A Payment Security Architecture (2026)

By MPRAUTO MPRAUTO July 10, 2026SecurityNo Comments

How card tokenization shrinks PCI DSS scope: vault design, format-preserving vs random tokens, network tokens, detokenization flows, and key management for payment systems.

Ledger Database Architecture: Double-Entry Accounting at Scale (2026)

By MPRAUTO MPRAUTO July 10, 2026TechNo Comments

A ledger database architecture for fintech: double-entry invariants, immutable append-only design, balance consistency, TigerBeetle-class throughput, and audit.

Exchange Matching Engine Architecture: Low-Latency Order Matching (2026)

By MPRAUTO MPRAUTO July 8, 2026TechNo Comments

How an exchange matching engine works: the limit order book, price-time priority, deterministic single-threaded matching, sequencing, and sub-microsecond design.

Perpetual KYC (pKYC) Architecture: Continuous Risk Reassessment for 2026

By MPRAUTO MPRAUTO July 2, 2026TechNo Comments

A perpetual KYC (pKYC) reference architecture: event-driven risk reassessment, entity resolution, screening, an ML risk engine, and case management for continuous compliance.

AML with Graph Neural Networks: Detecting Laundering Rings and Synthetic Identity

By MPRAUTO MPRAUTO June 29, 2026TechNo Comments

How AML graph neural networks detect money-laundering rings and synthetic identity: transaction graphs, GNN message passing, typology features, and a production model architecture.

MPC Wallet Custody Architecture: Threshold Signatures and Key Sharding (2026)

By MPRAUTO MPRAUTO June 29, 2026TechNo Comments

How MPC custody wallets work: threshold ECDSA/EdDSA signing, key sharding, distributed key generation, signing ceremonies, and an institutional custody reference architecture.

Low-Latency Market Data Feed Handler: Engineering Guide

By MPRAUTO MPRAUTO June 28, 2026TechNo Comments

How to engineer a low-latency market data feed handler: line arbitration, ITCH and FIX parsing, kernel-bypass networking, order book build, and tail-latency tuning.

RWA Tokenization Architecture: Issuance to Settlement

By MPRAUTO MPRAUTO June 28, 2026TechNo Comments

A reference architecture for real-world asset (RWA) tokenization: issuance, custody, compliance, and settlement - a systems analysis, not financial advice.

Stablecoin Payment Infrastructure Architecture (2026)

By MPRAUTO MPRAUTO June 27, 2026TechNo Comments

A reference architecture for stablecoin payment rails: on/off-ramps, settlement, treasury, custody, and compliance - a systems analysis, not financial advice.

Real-Time Fraud Detection Architecture: Sub-100ms Scoring (2026)

By MPRAUTO MPRAUTO June 24, 2026TechNo Comments

A four-tier real-time fraud detection architecture: streaming ingest, online features, sub-100ms scoring, and a decision layer balancing recall and FPR.